SMSishing is much like it’s sister crime phishing, except the attempted fraud is perpetrated via a cell phone text message as opposed to email. The victim receives a text message from a reputable or known contact asking for passwords or other sensitive information. The victim responds to the text with this information and the theft occurs. Many times these text messages will appear to come from your bank, possibly stating you have a low account balance or bounced check. Others may appear to originate from your credit card company, alerting you that there may have been fraudulent activity on your account. These are just a couple of the popular methods ID thieves are using to lure you into giving them sensitive information which they can use to take over your identity.
Can it be Prevented? Threat Level – High!
In a word, yes. Simply do not respond to any type of SMS message which asks you to submit personal information via text or voice call. None of your accounts will never ask for this information via text message or email for that matter. Think twice about clicking on links sent via text message and consider installing some security application on your smartphone which will spot the scams before you fall for them.
- Personal information
- Account numbers and information