Everything You Need To Know About The Most Popular Identity Theft Services
It is a reality that in this day and age people need to take precautions to protect themselves from identity theft. Identity thieves may steal your identity in order to obtain access to your bank account or credit card account, or to use your identity to conceal their own. There are also cases of child identity theft, where a child’s information is used to open new lines of credit, make major purchases or get driver’s licenses using a child’s social security number. Any form of identity theft can cause long reaching trouble to the person whose identity has been stolen, especially if the theft goes unnoticed for any length of time.
There are, however, businesses that are designed to help you and your family protect yourselves from identity theft. One of these businesses is called Lifelock. Lifelock protects your identity in five basic ways: keeping track of your identity, searching for identity threats, addressing identity theft, offering a solid guarantee and monitoring your credit score.
Lifelock monitors for threats against your identity, so that you don’t have to wait to be targeted in order to begin action. Depending on what type of plan you are enrolled in, Lifelock will also remove your name from the mailing lists of major credit card companies, and track your public records and court records. They provide you with easy to understand monthly reports of all of this type of information.
Lifelock regularly searches criminal websites for any illegal selling of your information. They monitor payday loans and constantly watch for any opening of new checking or savings accounts in your name.
In the unfortunate event that your identity is stolen, Lifelock will immediately contact you by e-mail or telephone. They will also help you go through the process of contacting your financial institutions and properly filling out the necessary forms to reverse any actions that have been taken by the person that stole your identity. Lifelock is accessible to you by telephone 24 hours a day, every day of the week.
Lifelock offers a guarantee that claims if you are a victim of identity theft their company will pay up to $1 million on your case to recover your identity. They will assign you a remediation specialist to deal with your case. They will also provide you with a certain amount of identity theft insurance as a part of your membership.
Lifelock tracks your credit score monthly, so that you are always aware of any changes. If you ever want to access your credit information, Lifelock will grant you access at any time.
There are other identity theft services available to you, like Trusted ID, AARP and Identity Guard. These identity theft services offer slightly different benefits, but are all designed to help you protect your identity. It is a good idea to be proactive, research the companies that are available to you and compare their services. Identity theft is a serious threat, but you are not powerless and can take action to protect yourself by using one of these credit monitoring services.