Best Identity Theft Protection Services 2014

top5Most people rarely give identity theft protection a second thought.  It’s one of those things in life that that most believe “won’t ever happen to them”.  Unfortunately this year alone, over 12 million Americans will have their identity stolen.  Of those, 2.5% will be cases involving child identity theft.  4 million of those victims will have  their social security number stolen1, which is the most damaging form of identity theft.  Identity theft costs consumers and businesses nearly 20 billion dollars annually, as well as endless amounts of time spent trying to repair the damage done by these crimes. Unfortunately, reported cases of identity theft have been on the rise in the past 5 years.  Because of this, it’s even more important than ever to ensure you have identity theft protection measures in place to secure your personal information from criminals who are trying to use it to commit fraud. We have outlined several measures you can take on your own to help safeguard your identity, but we also recommend consumers sign up for a professional identity theft protection plan with one of the major protection companies.  There are more than a dozen companies that provide these id theft and credit monitoring services, however not not all provide the same level of protection.  We have put together a list of what we believe are the best identity theft monitoring services currently available.  These plans vary in monthly cost and features.  If you have any questions regarding the information shown here, please contact us and we will do our best to help you choose the best service for your situation.

Untitled-2 copyRanked #1 4 half stars

We reviewed over a dozen identity theft protection companies and chose Identity Guard as our top pick.  Identity Guard offers comprehensive credit monitoring and id theft protection, along with standard social security number and credit report monitoring. They give you proactive tools to help protect against identity theft before it happens. With Identity Guard® Total Protection® you receive ZoneAlarm anti-virus protection, PrivacyProtect keystroke encryption plus ID Vault password protection. These tools have been developed to help protect your sensitive information from id thieves.  Features like this put Identity Guard a step above their competition.  If certain activity is detected on your Equifax®, Experian®, or Transunion® credit file, Identity Guard will send a prompt alert via email, text or phone, plus they have a mobile app so you can access your account while on the go.  If you want a complete protection package at a very reasonable price, Identity Guard is absolutely the best option.  orangearrow[1]Visit to sign up FREE for 14 Days.  Monthly plan is $19.99 for the Total Protection Plan.  – Click Here.

3-Bureau Credit Monitoring Identity Theft Insurance**
3-Bureau Credit Report Updates ID Theft Victim Assistance
Credit Scores* All 3 Scores Identity Verification Alerts
Updated Credit Scores 3 Scores‚ Each Quarter Lost-Wallet Protection Plan
3-Bureau Credit Analyzer Account Takeover Alerting
Social Security Number Monitoring Keystroke Encryption Software
AntiVirus Protection Suite IDVault Password Protection Software

Try Identity Guard for FREE  >

lifelockultimateRanked #2 4 half stars

LifeLock comes in a close second and is an extremely popular option for identity protection. With all LifeLock plans you receive 3 bureau credit and social security number monitoring, which are scanned daily for threats and fraudulent activity.   They also monitor black market websites used by identity thieves to buy & sell your personal information.  If your data appears on any of these sites, you receive an immediate alert. By working with the credit reporting agencies,LifeLock also helps to eliminate pre-approved credit card offers, which are a perfect target for identity thieves.   One of the features we like best is their additional child identity theft protection feature, LifeLock Jr.  Children have become a popular target for ID theft.  LifeLock Jr. monitors your child’s identity for the same fraudulent activity that your LifeLock Ultimate plan provides.  Add in the Lost Wallet Protection and up to 1 Million in ID Theft insurance and LifeLock is an excellent option for protection and credit monitoring.  orangearrow[1] You can try LifeLock FREE for 30 days & receive 10% off your purchase of LifeLock Ultimate when the trial is over.  Click Here to get started.

3-Bureau Credit Monitoring Identity Theft Loss Insurance
3-Bureau Credit Report Personal Recovery Assistance
Credit Scores Pulls TransUnion Only Child ID Protection (LifeLock Jr.)
Credit Score Updates 1 Score ‚ Monthly Lost Wallet Protection
Change of Address Alerts Public Record Report
SSN Number Monitoring Keystroke Encryption Software
Computer Protection Software ID Vault Password Protection Software

Try Life Lock FREE for 30 Days >

ID Cuffs

idcuffsRanked #3 4 stars

ID Cuffs also received a 4 star rating and is ranked #3 on our list.  A relatively identity theft protection new company, ID Cuffs’ entire focus is on preventing identity theft before it happens.  ID Cuffs will assist you in opting out of pre-approved credit card and insurance offers which contain vast amounts of personal information and usually end up in the garbage. They will also help get rid of unwanted telemarketing calls, which are often used to obtain sensitive information without your knowledge. Combine that with a software security suite designed to keep your online information safe and you’ve got a strong level of theft prevention from the start.  ID Cuffs also monitors your credit reports for any signs of fraud or data breaches and sends immediate alerts if any major changes are discovered. As a client, you will have access to free annual credit reports and Certified Identity Experts that can assist you with securing your personal information and staying off the radar of identity thieves.  ID Cuffs offers some unique features that aren’t included with other identity monitoring plans. orangearrow[1] Sign up for a 7 day trial for only $1.99.  The monthly membership is only $19.99/month.  Click here to visit ID Cuffs & enroll.

3 Bureau Credit Monitoring Identity Theft Loss Insurance
3 Bureau Credit Report Victim Restoration Assistance
Credit Scores ID Verification Alerts
Credit Score Updates 3 Scores ‚ Annually Data Breach Protection
Total Family Protection (optional)   Bank Account Security Alerts
Bank Account Security Alerts Antivirus & Spyware Protection
Computer Protection Software MasterLock Password Vault  

Try ID Cuffs $1.99 for 7 Day Trial  >

myscoreRanked #4 4 stars

Don’t let the name fool you, is much more than a credit score website.  In addition to providing your free TransUnion credit score, you also receive daily credit monitoring with 3 bureau credit alerts. uses a 3 point system to help protect you against identity theft.  Protect against fraud by having full access to your credit any time you want.  Detect fraud & reporting errors with extensive monitoring and alerts.  Correct credit report problems by keeping close track of your report and scores. also offers complimentary Credit Fraud Consultation should you become the victim of identity theft while you are a MyScore member. orangearrow[1] offers a FREE 7 day trial & there are 3 membership levels if you choose to sign up after your trial.

3 Bureau Credit Monitoring   Identity Theft Loss Insurance
3 Bureau Credit Report Credit Fraud Consultation
Credit Scores (Premium Sub.) All 3 Bureaus ID Verification Alerts
Credit Score Updates 3 Scores ‚ Unlimited Access Lost Wallet Protection
Online Debt Analysis Credit, Debit & ATM Card Protection
SSN Number Monitoring Automatic Fraud Alerts
Computer Protection Software ID Vault Password Protection Software

Try MyScore FREE for 7 Days >


identitylookoutlogoRanked #5 3 stars

We ranked Identity Lookout number 5 on our list, but we still feel they offer a quality id protection and monitoring service at an extremely reasonable price. Included with an Identity Lookout plan is a copy of your free Experian credit report.  You also get daily credit monitoring, credit, debit and ATM card protection, which watches for 50 indicators of identity theft, allowing them to alert you quickly so the damage can be contained. Identity Lookout employs theft resolution agents which can assist you with any identity theft related issue, including calling credit card companies to cancel and replace cards should your wallet be stolen or lost.  They offer 1 million dollars in ID Theft Insurance as well as supplemental identity protection for children.  You can feel safe using Identity Lookout as they are reputable monitoring service that has been assisting customers for over 7 years. orangearrow[1] Visit to sign up for a $1.00 / 7 Day Protection Trial.  The full membership is $19.95 /month.

3 Bureau Credit Monitoring Identity Theft Loss Insurance
3 Bureau Credit Report Personal Recovery Assistance
Credit Scores TransUnion Only ID Verification Alerts
Credit Score Updates 1 Score ‚ Unlimited Lost Wallet Protection
Personalized Debt Analysis   Credit, Debit & ATM Card Protection
SSN Number Monitoring Automatic Fraud Alerts
Computer Protection Software ID Vault Password Protection Software

Give Identity Lookout a Try $1.00 for 7 Day Trial >

Identity theft is one of the most egregious non-violent crimes that can be committed against a person.  This occurs when someone decides to take your personal information without your given permission or knowledge. In reality, this crime is more than a minor inconvenience. It is an all-out assault on your finances and credit history and it can take a considerable of time to restore both if you’re not careful. These unscrupulous thieves can deflate your bank account, inflate charges on your credit cards, file tax returns in your name and even go as far as giving your name, address and other false information during their arrest. Sadly, even children are not safe from this despicable act, so it may be wise to every now and then check to see if your child has a credit report in their name.  Having a the best identity theft protection plan in place is a must if you want to help prevent your identity from falling into the wrong hands.

Fortunately, there are a several things you can do to when considering your identity theft protection plan. Educating yourself on the signs of a possible or attempted theft is vital these days. The Electronic Fund Transfer Act (EFTA) and The Fair Credit Billing Act (FCBA) provides protection if your ATM, credit or debit cards are lost or stolen. Aside from specific credit protection companies, many banks also offer these same types of services. Be mindful to never give out your Social Security number to strangers and/or organizations unless you are positively certain of their authenticity. If you do become a victim, following the proper steps to get your life back on track is of the utmost importance.

4half Total Ratings 4.3 out of 5 based on 458 ratings.

1 Based on projections from a 2013 Identity Fraud Report from Javelin Strategy & Research.

*The scores you receive with Identity Guard® are provided for educational purposes to help you understand your credit. They are calculated using the information contained in your Equifax‚ Experian and TransUnion credit files. Lenders use many different credit scoring systems‚ and the scores you receive with Identity Guard are not the same scores used by lenders to evaluate your credit.

Credit scores are provided by CreditXpert based on data from the credit reporting bureaus. 

**Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.


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